Bank On Central Kansas works to connect individuals and families with safe, affordable, and accessible financial products and services—empowering our community to build financial stability and long-term success.
In Kansas, 4.3% of residents are unbanked and 14.7% are underbanked. For individuals earning less than $30,000, that number rises to 17% without a bank account—meaning those with the least are often paying the most in fees.
Bank On Central Kansas is here to change that.
We connect individuals and families to safe, low-cost, and functional bank accounts—helping build financial stability and long-term relationships with local financial institutions. This opens doors to lower-rate loans, credit-building opportunities, and savings on costly fees.
Are you using check cashers, payday lenders, or pawn shops to get your money?
Have you been turned away at a bank?
We’re here to help.
United Way of Central Kansas has partnered with the Cities for Financial Empowerment’s Bank On program to ensure everyone has access to the financial tools they need to thrive—because building a brighter financial future starts with a safe place to bank.
Why Banking Matters
Unbanked individuals often spend up to 5% of their net income on check-cashing services, money orders, and other alternative financial tools. Over a lifetime, that can add up to more than $40,000—a steep price for those already struggling to make ends meet.
Having a traditional bank account opens the door to greater financial stability. Account holders are more likely to:
- Keep more of their hard-earned money
- Build savings habits that last
- Use tools to budget and track spending
- Qualify for affordable credit and loans
Banking isn't just about convenience—it's a powerful tool for financial empowerment.
Bank On Accounts Are:
Safe
These accounts do not allow overdraft or non-sufficient funds fees, so you’ll never be hit with a surprise fee.
Low-Cost
Certified accounts are $5 or less per month, with no unpredictable fees.
Functional
Certified accounts always allow free deposits, free withdrawals and free bill payments.
Ready to Get Started?
If you’re ready to open a bank account or want to learn more, you’re in the right place.
In Barton and Pawnee Counties, several local banking partners offer certified Bank On accounts—safe, low-cost accounts designed to meet your needs. These accounts come with no surprise fees and the features you need to take control of your finances.
You can feel confident knowing these trusted institutions have options built to work for you:
Reach out to one of our partners today and take the first step toward financial stability.